From banking to wealth management, Liaisoners has an experienced team dealing with the multiple regulatory issues, serving all major areas of the financial services industry.

Banking sector is set to grow exponentially in India due to the rising per capita income, introduction of new products, innovation in technology, expanding distribution, networking and increasing customer awareness of financial products. Banking Industry has seen bold reforms in the last 15 years and will continue to be a top priority focus industry for India’s economic development based on inclusive growth.

Opportunities and Challenges:

• Banking industry is set to grow significantly in the coming years due to India’s economic expansion and growing awareness among the population of these financial products / services
• New and wider products will provide immense opportunities to develop niche areas
• The industry has adopted IT as an integral part of business strategy, where RSM is well positioned to provide various services on such IT platforms
• High supervision by regulators will require constant vigilance and need to adopt measures to mitigate risks based on various control measures including ‘Risk Based Audits’ (RBA) as provided by:

1. The Reserve Bank of India in its RBA guidelines to banks
2. Securities Exchange Board of India (SEBI) for the mutual fund industry

How we can help:

We represent financial institutions, financial services companies, investment funds, development banks, project developers, project companies, contractors and other parties in various secured and unsecured financing transactions. The Firm does significant work in corporate finance, project finance, restructuring, insolvency and assistance in debt recovery proceedings.

Our expertise includes analysis of the ramifications of banking laws to protect and advance the interests of both Indian and foreign banks. It further includes all matters relating to banking, including syndicated foreign currency loans, external commercial borrowings, ISDA documentation, securitization and shipping loans. We extend advisory services to international syndicated facilities, including the handling of amendments, novations, assignments and sub-participation.

The Firm has assisted various NBFC clients in addressing a vast number of issues – from establishment and registration, compliance requirements mandated by Governmental authorities and associated regulations to structuring investments into non-banking financial companies.

We service: